As a California Bankruptcy Attorney I see and hear it all. Unfortunately, most my clients who file bankruptcy are using bankruptcy laws as a shield from their creditors rather than as a sword. I recently wrote an article “Filing Bankruptcy-Before I Go Bankrupt” to show consumers they don’t have to lose everything to file bankruptcy. [...]

Of course everyone wants a garden that is not only unique, but also a garden that catches the eye and makes guests feel welcome the moment they put their feet in the yard. When you decorated the inside of your house, you hires an interior decorator or designer, because you know the person can give [...]

Roses have gotten a bad wrap over the years for being difficult to grow and maintain your flower  garden. If you are thinking of rose gardening don’t let this rumor stop you.  While rose gardening can  prove to be challenging, once you get the hang of it, it really isn’t that bad. When you first [...]

It’s definitely amazing to see how many Realtors purchase leads without any guarantees. Why would you purchase anything without first knowing you will in fact get what you bought? Below are real examples of what needs to be guaranteed. If you see a company that doesn’t guarantee the following, keep looking : Exclusivity – Receiving [...]